Tag: Sacrificing

4 Ways to Save More for Retirement Without Sacrificing Your Lifestyle

A lack of retirement savings is a serious concern for millions of Americans with close to seven in 10 people concerned they won’t have enough saved for their later years. 

Unfortunately, while many people want to save more, doing so can be difficult. That’s because it’s hard to sustain sacrifices over your lifetime to boost your retirement investing.

The good news is, there are ways to save more without impacting your lifestyle. Here are four of them. 

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1. Take advantage of any employer-matching funds

If you have a company 401(k) that offers matching contributions, taking advantage

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6 Ways to Save More for Retirement Without Sacrificing Your Lifestyle

Whoever said “Live like there’s no tomorrow” probably had trouble paying the rent in retirement. It’s sad, but true. There is a tomorrow and ignoring it won’t make it go away.

On the flip side, saving for retirement doesn’t always mean you’re brown-bagging your lunch daily and declining all social invitations. There are ways to increase your retirement contributions without sacrificing your lifestyle. Here are six ideas to try today.

1. Split your next raise

Your annual raise is a powerful financial resource. But it’s easy to let that paycheck increase disappear into the vortex of your monthly spending. I

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